• Chargeback Analyst

    Job Locations US-IA-Urbandale
    Req No.
    Business/Client Support
  • Overview

    CO-OP Financial Services provides technically superior products and services to financial institutions across the nation. We are seeking a talented Chargeback Analyst to be responsible for working credit and debit card fraud/dispute cases for assigned financial institutions from the beginning to completion of a case.  They will ensure that all VISA and/or MasterCard chargeback regulations are adhered to while attempting the highest recovery and minimal losses for our clients.


    • Collaborating and communicating on a small team of peers to service assigned clients.
    • Analyzing fraud/dispute cases and completing within the appropriate time frame.
    • Reviewing documentation received from cardholders and financial institutions and completing the recovery to minimize financial loss.
    • Reviewing daily reports and complete other tasks in order to lower the loss amounts for clients.
    • Working daily with cardholders, financial institution professionals, team members and others throughout the organization.
    • Keeping up to date on industry information, Visa and MasterCard regulations, new products, enhancements, system changes and compliance issues.
    • Handling both inbound and outbound case-related calls as needed to move the status of the assigned case. 
    • Actively supports our CO-OP culture and embraces our core values of Work as Partners, Communicate Openly and Honestly, Demonstrate Excellence and Champion Change in all interactions.




    • Strong written and oral communication skills. Communication via Phone and E-Mail on a daily basis with clients and customers.
    • High level of professionalism and teamwork, while working in a fast-paced environment.
    • Ability to work within assigned time frames based on client expectations.
    • Strong problem solving skills and inherent decision making abilities are required.
    • 1-2 years of experience in chargeback/disputes processing.
    • PC skills (Microsoft Outlook, Excel and Word programs).
    • Familiarity with the First Data system and or STAR system.
    • Knowledge of card industry, VISA/MasterCard Regulations






    About Us

    CO-OP Financial Services is the technology engine that provides access and convenience for credit unions. With over 35 years of credit union service, CO-OP connects credit union members to their accounts through Debit, Credit, ATM, Shared Branching, Member Interaction Services, Mobile, Virtual, and Bill Pay services. CO-OP serves a total of 3,500 member credit unions, 50 million cardholders, 30,000 surcharge-free ATMs, and more than 5,500 shared branches. Handling three billion-plus annual transactions, CO-OP is the nation’s largest credit union service organization—offering resources that enable deeper member engagement to help credit unions prosper.


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